Water Water Everywhere!!

When getting a mortgage on a house one of the things that you must have is home insurance. When your purchasing a new house or condo but the time you get to the insurance most people are worried about money and they look at home insurance and sometimes the deciding factor is price.

Let me tell you, don’t cheap out on insurance.I used Wanda Woods, an independent insurance broker to get me the best coverage and this week I am so glad I did.

On Remembrance Day we went to my in-laws for lunch and we came home to a turret of water pouring out of one of the pot lights in our kitchen. After running upstairs to see if there is a tap running, and there was nothing I realized we a pipe issue – I called Wanda and within an hour there was someone at the door to help.Since then they have been assessing damage, putting in drying equipment, packing up our kitchen and moving our living space. You think a small pipe cannot do a lot but water gets into everything and goes everywhere.

We are looking at some major repairs – kitchen ceiling, walls, floor and then downstairs more walls, ceiling and also floors.The reason I am writing about this is that I want everyone to pull out his or her home insurance; it does not matter if you have a house or condo and make sure the coverage is good. Saving a few dollars does not matter when you have something like this happen and the bill could be tens of thousands of dollars.

Call an Independent Mortgage Broker, if you need a good one call Wanda Woods, AC & D Insurance, 604 767 4707 or e-mail wwoods@acdinsurance.com. Tell her Gina sent you!